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Online Shopping and Cyber Monday (Nov 9, 10:55 PM)

Why Consumers Prefer to Shop Online Rather Than in Stores During the Holidays

Cyber Monday is the online retail equivalent to Black Friday: a term used for the Monday after Thanksgiving when e-commerce traffic and sales increase. Retailers have found that many consumers, who were too busy to shop over the Thanksgiving weekend or did not find what they were looking for, head to the web on Monday from home or work to find bargains. Many online retailers see sales spikes on Cyber Monday but, like Black Friday, it is rarely the busiest online shopping day of the year. Though the phrase was created by NRF division Shop.org, the term was coined based on a clear consumer trend that retailers began to recognize.

Setup your website for Secure, Real time, Online credit card authorizations with Authorize.Net. An Authorize.Net Payment Gateway account provides you with a secure bridge between your e-commerce Web site and the credit card processing networks. You can also use our Advanced Cart with your new account, click the product box below to view the cart in action!

Web Merchant Solutions

To compete in the world of e-commerce, businesses need to process transactions quickly and securely. Authorize.Net has been a leading provider of Internet Protocol (IP)-based payment solutions since 1996. Today they're the preferred payment gateway for more than 113,000 merchants.

BrainScanMedia.com, Inc. has become a close affiliate and reseller for Authorize.Net merchant solutions. Not only are we a reseller for Authorize.Net, but we also developed a fully functional shopping cart system that is certified by Authorize.Net to use with your new merchant account.

Authorize.Net understands the evolving needs of Web merchants-our solutions are designed to help you grow your online business.

• Stability and Reliability - The Authorize.Net platform rivals those of the largest e-commerce, trading, and portal Web sites. Our system handles millions of transactions every month, and is continuously monitored for performance.
• Easy Integration - Connecting to the Authorize.Net Payment Gateway is simple. Several integration methods provide multiple levels of customization. As an alternative integration solution, Authorize.Net supports over 85 certified shopping carts.
• Industry-Leading Security - Your customers can be confident that their data is secure. Authorize.Net protects sensitive customer information using the highest levels of encryption and security protocols available in the industry.
• Free Customer Support - Authorize.Net provides live technical and account support to merchants seven days a week, as well as access to online documentation and user guides.

Payment Gateway Standard Features

Connection Methods
Choose a method that's right for your business: link to the Authorize.Net secure hosted payment form, host your own secure payment form, or use BrainScanMedia.com's certified Advanced Shopping Cart Software.  Learn more...

Merchant Interface
The Merchant Interface is a password-protected Web site that allows you to manage transactions, configure payment gateway account settings, view account statements, download reports and more!
Learn more...

Virtual Terminal Batch Upload
The Virtual Terminal and Batch Upload features of the Merchant Interface allow you to enter and upload individual and batch transactions manually.  Learn more...

Free Customer Support
Authorize.Net's exceptional technical and account support team provides free support to all merchants seven days a week via phone, e-mail or online chat.  Learn more...

Security
Authorize.Net merchants are protected by industry leading encryption methods and security protocols. We are committed to providing merchants with tools and best practices to prevent fraud.  Learn more...


Value- Adding Products

eCheck.Net^®
Reduce costs while offering your customers an additional payment option. Accept and process electronic check payments directly from your Web site.  Learn more...

Fraud Detection Suite (FDS)^TM
Identify, manage and prevent suspicious and potentially costly fraudulent transactions with Authorize.Net's exclusive customizable, rules-based Fraud Detection Suite.  Learn more...

Automated Recurring Billing (ARB)^TM
Save time and increase productivity by letting ARB handle recurring billings, or "subscriptions," according to the billing interval and duration you set, this feature is also able to work in BrainScanMedia.com, Inc's Advanced Cart Software.  Learn more...


Merchant Account Fee's - Pricing for the Integrated Payment Service
Combines both Authorize.Net and SecureSource account fees

If You Have an Existing Merchant Account:

Complete and fax the following pages:

• Payment Gateway and Optional Merchant Account Setup Form
• Authorization for Single Direct Payment
• Appendix A: Merchant Account Configuration Form

Authorize.Net® Payment Gateway Fees:

• One-Time Set up Fee: $99
• Monthly Gateway Fee: $17.95
• Per-Transaction Fee $0.10

If You Need a Full Merchant Account:

Complete and fax the following pages:

• Payment Gateway and Optional Merchant Account Setup Form
• Authorization for Single Direct Payment
• Appendix B: Internet Merchant Account Setup Form

Authorize.Net has several merchant account partners that can help you obtain a merchant account. Actual rates and fees will be presented to you before you commit to a merchant account from one of our partners.

Estimated Merchant Account Fees (In addition to the Authorize.Net® Payment Gateway Fees):

• One-Time Setup Fee: $0
• Monthly Service/Statement Fee: $9.95
• Transaction Fee: $0.25
• VISA/MasterCard Qualified Discount Rate: 2.19%
• Monthly Processing Minimum Fee *: $25.00

For information regarding large volume pricing, please call (866) 437-0476

*Monthly Processing Minimum Fee: There is a $25.00 Monthly Processing Minimum Fee for every merchant account. This is the minimum amount you must pay each month for your Visa/MasterCard processing. However, this fee is only billed when it is not exceeded by your monthly transaction fees. Example: If your rate is 2.19% and you sell $1200 in goods or services during one month, your total Visa/MasterCard processing fees would be $26.28 ($1200 x 2.19% = $26.28). This amount is greater than the $25.00 Monthly Processing Minimum Fee, so you would not be billed the minimum fee for the month.