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Online Shopping and Cyber Monday (Nov 9, 10:55 PM)

Why Consumers Prefer to Shop Online Rather Than in Stores During the Holidays

Cyber Monday is the online retail equivalent to Black Friday: a term used for the Monday after Thanksgiving when e-commerce traffic and sales increase. Retailers have found that many consumers, who were too busy to shop over the Thanksgiving weekend or did not find what they were looking for, head to the web on Monday from home or work to find bargains. Many online retailers see sales spikes on Cyber Monday but, like Black Friday, it is rarely the busiest online shopping day of the year. Though the phrase was created by NRF division Shop.org, the term was coined based on a clear consumer trend that retailers began to recognize.

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• Activation Fee: $35.00
• Reactivation Fee: $49.00
• Cancellation Fee: $25.00
• Annual Fee: $0.00
• Monthly Fee: $10.00
• Monthly Minimum Fee: $10.00
• Per Transaction Fee: $.05
• First 50 Transactions Free (no per transaction fee)
• Soft Descriptor Fee: $35.00
• Per Batch Fee (when Soft Descriptor is enabled): $.29

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• Activation Fee: $25.00
• Cancellation Fee: $25.00
• Annual Fee: $0.00
• Monthly Fee: $10.00
• Monthly Minimum Fee: $10.00
• Discount Rate: 1.5%
• Per Transaction Fee: $.29
• Batch Fee: $.29
• Chargeback Fee: $25.00
• NSF Fee: $15.00
• Return Fee: $5.00
• Notice of Change Fee: $5.00

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• Monthly Fee: $10.00

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• Monthly Fee: $10.00
• Per Account on File Fee (Under 5,000 Accounts on File) $0.05 per item
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